Best Cd Rates September 2024 Usa. Here are some of the best cd rates available now, sorted by term length. The best cds currently range from 5.05% to 5.75% — with some promo rates as high as 7.50% — which is higher than average compared with the last.

The best cd rate across all terms from a bank is 5.05% apy, offered by bank5 connect and newtek bank. Compare the best online banks for competitive apys, ensuring safe savings & growth.